Financial Support When You Need It Most
At Pathway Plus Foundation, we believe everyone deserves access to financial education and recovery support, regardless of their background or current circumstances. Our services are designed to meet you where you are and help you build a path toward financial security.
Is This For Me?
Our services are specifically designed for:
- Veterans transitioning to civilian life or facing financial challenges
- Immigrants navigating the U.S. financial system
- Individuals and families experiencing financial hardship
- Anyone seeking to improve their financial knowledge and skills
We welcome everyone, regardless of income level, credit status, or financial history. Whether you’re facing a financial crisis or simply want to strengthen your financial foundation, we’re here to help.
How We Can Help
Immediate Financial Challenges
If you’re currently facing urgent financial issues such as:
- Overwhelming debt
- Risk of eviction or foreclosure
- Utility disconnection
- Credit problems
- Predatory lending situations
- Banking access difficulties
Our financial counselors can provide immediate guidance and connect you with appropriate resources.
Building Financial Stability
If you’re looking to strengthen your financial foundation:
- Create a sustainable budget
- Build emergency savings
- Improve your credit score
- Develop healthy financial habits
- Access appropriate banking services
- Plan for future goals
Our workshops and counseling services can help you develop the knowledge and skills you need.
Long-Term Financial Growth
If you’re working toward longer-term financial goals:
- Homeownership preparation
- Education funding
- Small business development
- Retirement planning
- Building generational wealth
Our advanced programs can help you create and implement strategies for lasting financial success.
Our Services
One-on-One Financial Counseling
What to expect:
- 90-minute initial consultation
- Personalized financial assessment
- Development of an action plan
- Regular follow-up support sessions
- Confidential, judgment-free guidance
Cost: Free for those meeting income guidelines; sliding scale available for others
[Schedule a Counseling Session →]
Financial Literacy Workshops
Current offerings:
- Financial Foundations Series (8 weeks)
- Veteran Financial Transition Workshop
- Immigrant Banking Access Workshop
- Financial Recovery Workshop
- Small Business Financial Workshop
Cost: All workshops are free of charge
[View Workshop Schedule →]
Getting Started Is Easy
1. Schedule an Initial Consultation
The best way to begin is with a one-on-one meeting with one of our financial counselors. This will help us understand your specific situation and connect you with the most appropriate services.
2. Attend a Financial Foundations Workshop
Our introductory workshops provide a solid foundation in financial basics and connect you with others on similar journeys.
Success Stories
“I was drowning in debt and afraid to even look at my bank account. The counselors at Pathway Plus helped me face my financial situation without judgment and create a plan that actually worked for my life. For the first time in years, I feel in control of my money instead of my money controlling me.”
— Maria, Nashville
“After leaving the military, I struggled to make sense of civilian finances. The Veteran Financial Transition workshop gave me the tools I needed to navigate my benefits, manage my budget, and start planning for my family’s future. I’m now debt-free and building savings for the first time in my life.”
— Robert, U.S. Army Veteran
“When I came to America, I didn’t understand how banking worked here and was afraid to ask. Pathway Plus provided workshops in my language and helped me open my first account. Now I have good credit and am saving to buy a house. They treated me with respect and gave me the knowledge I needed to succeed.”
— Amir, New American
Frequently Asked Questions
Do I need to pay for services?
No. Our core services are provided free of charge. For specialized counseling, we offer a sliding scale based on income for those who don’t meet our free service guidelines.
What should I bring to my first counseling session?
If possible, bring recent financial statements (bank accounts, credit cards, loans), pay stubs, bills, and any letters from creditors. However, don’t worry if you don’t have these—we can still help you get started.
Do I need to have a financial crisis to use your services?
Not at all. While we do help people in crisis, many of our clients are simply looking to improve their financial knowledge and build stronger financial futures.
Is my information kept confidential?
Absolutely. We maintain strict confidentiality and will never share your personal or financial information without your explicit permission.
Do you offer services in languages other than English?
Yes. We currently offer services in Spanish, Arabic, and Amharic. For other languages, we can arrange for interpretation services with advance notice.
Will you help me file for bankruptcy?
We don’t provide legal advice or file bankruptcy paperwork, but we can help you understand your options and refer you to appropriate legal resources if bankruptcy might be the right choice for your situation.
Emergency Resources
If you need immediate financial assistance for basic needs such as food, shelter, or utilities, please contact these community resources:
- United Way 211: Dial 211 for referrals to local support services
- Tennessee Housing Development Agency: (615) 815-2200
- Nashville Financial Empowerment Center: (615) 748-3620
- Tennessee Department of Human Services: (615) 313-4700
Ready to take the first step?
Financial stability is possible, and you don’t have to walk the path alone. Our compassionate team is ready to support you on your journey to financial well-being.
[Schedule a Consultation Today →]
All services are provided without regard to race, color, religion, gender, gender expression, national origin, disability, marital status, sexual orientation, or military status.